Darkest days of my life

Hi, you can pull through this. Ive been at rock bottom a few times, I vividly remember the darkest point. My finances were obliterated, maxed out my 3k overdraft, maxed out my 18k credit card, started borrowing from payday lenders and opening new credit cards, I borrowed from my family, I spent my rent money, all of this to gamble over a period of 2 years. It got to a point where I couldn't apply for any new credit due to my credit score and having debts that vastly exceeded my income. I gave the pretence to everyone that I was fine but I was desperate broken. It all changed when I had a opportunity to steal from my mother, I felt awful for doing it a vowed to pay her back. I signed up for GamStop and put all the blocks possible in place. Fast forward 5 years and I'm in a much better position with no debt and 3 years of good credit history. The point I'm trying to make is it can be done, I thought I was done and dusted but I used my mistakes to push through the darkness.

Hi @kessr34, 

I'm sorry to hear about the pressure you've been under and just wanted to let you know about some support that may feel helpful at this time. 

www.stepchange.org - Stepchange, a charity who provide free debt advice and money guidance. 

www.stoploansharks.co.uk - For support with illegitimate money lenders. 

Please do reach out to us on the helpline if you would like to chat through support, you can reach us on our live chat or 0808 8020 133. We are here 24/7 so please do not feel alone in this. 

Thank you for sharing your story, and I hope that you find our forum to be supportive. 

Warm wishes, 

Abigail 

Forum Admin

I wish you all a recovery. The worst mistake we all made was to start gambling and fell in to the trap of becoming so addicted that even if am clean for the rest of my life the damage that it has already done to my brain its very hard to heal from that kind of pain. Everyone is different at dealing with it. Gambling advertised is everywhere you go. If the country could just ban it and remove it from the system it would be a life saver but the government will never allow that to happen. This is the a dogs world remember. They don't care if you are at your lowest of the lowest they will still take from you. Gambling is the worst addiction of any addiction there ever is. 

I thank you all for your advice and words I am all the way from the country of trinidad and tobago yet still I find peace being a member here I am in alot of trouble can't sleep but the day I get out of this I dedicate my life and vow to help those in need and prevent this from ever happenings to anyone I don't wish this even on my enemy I believe financial help is needed for victims apart from support the depression and suicides come from debt