Hello. I'm married to a compulsive gambler. I am currently trying to help him sort out his financial mess. I have helped him financially in the past but now realise that this doesn't help. He has had a payday loan with saftynet credit for 3 months. All of his wages get taken weekly bar £50 So he takes out a new one every week. This leaves him with nothing to pay household bills including the mortgage. If he cancels the c*P? What happens to the outstanding amount., can interest be frozen?
Hi Summer,
Welcome to the Forum!
It looks to me as though you are presently trying to find specific financial advice. The below support agencies may be helpful to you:
Advice UK provides links to a wide range of advice organisations at www.adviceuk.org.uk
StepChange Debt Charity provides debt counselling. If you are thinking about taking on a debt management plan (DMP), StepChange Debt Charity provide realistic advice and a DMP with no fees attached. Visit StepChange Debt Remedy - their anonymous, online debt advice service: www.stepchange.org
You can also find free, unbiased and independent advice through the Money Advice Service: www.moneyadviceservice.org.uk
National Debtline: www.nationaldebtline.co.uk
PayPlan is one of the UK’s largest providers of free debt advice. As well as offering general debt advice, PayPlan also offers comprehensive guidance on a wide range of practical, long-term debt solutions. More information is available at: www.payplan.com/gamcare/
All of these agencies will be able to give you qualified advice and they operate free of charge.
I hope this helps!
Kind wishes
Gabriele
Hi Summer the best place for advice is stepchange. As you've discovered giving a gambler money doesn't help. It's his mess, his debt, his to sort out. He was very capable of getting a loan, it's up to him to sort the repayments. If he doesn't and you sort it, he will never learn. He should be handing over his access to money and finding a GA meeting. This will happen over and over again until you change the help you're offering. You can find a gamanon and learn from others who have followed a similar path to you.
We are available 24 hours a day, every day of the year. You can also contact us for free on 0808 80 20 133. If you would like to find out more about the service before you start, including information on confidentiality, please click below. Call recordings and chat transcripts are saved for 28 days for quality assurance.
