goodbye dizzymissy78

A busy full day at work really difficult when everyone else is still in holiday mode,a Chinese to finish the day and into bed early a restful day planned with a bit of holiday washing thrown in still pensive on the money thing how the changes I am making can make a real difference just ВЈ20 per week saved is nearly ВЈ1000 towards a holiday or Xmas just quite grounding when you were wasting ВЈ200/£300 per week on gambling my goodness how was I affording to eat really scary living on credit well no more onwards and upwards will make myself a late new years resolution list will think and list soon night all dizzy out x

Just a little tip on the council tax, if you call them they will allow you to pay this years monthly over 12 months instead of 10 and take into account your debt.

I know what you mean thinking those sites are your friends, I was on one of the sites you were and they would chat and talk to you sounding all caring etc etc........ Crazy when you look back, lets make this nice and welcoming for you, lets help you part with the money you need for essentials because we are oh so sunny ... ( you know the one)

Scary living that no longer has a part to play in our lifes.

Look forward to seeing your list. You were right to treat the family. It has allowed you to see what life has to offer not gambling so well worth the bill you came home to x

Great to see you doing so well dizzy.
Hope you get your finances sorted. Sounds like you've come a long way from just 6/7 months ago. (Newbies to the site take note!)
Keep doing what you're doing. Keep getting those debts down -but whatever you do, don't forget to put the £20 in your pot for your next holiday!!!
Take care
LOL xx

PS I'm not really laughing at you LOL should read LML - stupid phone!! x

V sorry, accidentally caught the abusive button when scrolling, sausage fingers.

Glad to see it's going well.

CW

Hi guys so happy to see your posts I have to say the council tax have been the worst as I've broken previous payment plans they are refusing and taking me to court regardless adding another ВЈ200 on my debt because I'm not on benefits they won't help me at all last time I spoke to them I was bullied into paying huge chunks leaving me short I felt intimatated and backed into a corner to agree even though I couldn't afford it it wiped me out but because I didn't make the final payment they now won't talk to me I owe ВЈ1500 in total I have told them it has made me suicidal with the worry they just don't care everyone else water gas electric have been great I hope it sorts itself,I may write them another letter explaining they are making my finances worse by adding debts and that they are bullying me not sure it will help though.any way this week hubby's car needs repairing and we need to pay rent I'm really not sure how we are going to do it self inflicted after our holiday but I still wouldn't change it.i do feel a bit like I'm being punished for having a break I came back to 20 letters demand s and etc great ehh!I just need to keep plugging away.i did have a thought today one of my ladies has her nails done every 2 weeks which is ВЈ20 so that's ВЈ40 a month she works at my local post office I may get her to pay it straight into a savings account I have so I don't see it or miss it just a thought????I don't know why but I am feeling anxious today, I think it's after the holiday and probably when I would be feeling a little low and wondering if I'd be lucky and win .you know that itching a scratch thing like someone who has lost a limb it still feels like it's there when it isn't an odd comparison but you get my drift my anxiety is the fear I could do something daft even though I do feel focused on making changes does that sound mad?I would fool myself with a little bet maybe a bonus offer of ВЈ20 but then I'd do another ВЈ20 ВЈ40 isn't too bad....just another ВЈ20 for the road..ВЈ60 oh know that would have paid my water rates if I try another ВЈ20 I might win it back ...no chance right just one more ВЈ20...feeling rotten that's ВЈ100 I've lost I could of paid a large amount of council tax,my credit card bill,a large weeks shopping,a meal out for the family,I'm in deep now probably only ВЈ50 left in my account I can't leave my throats dry,my card has been declined .hang on il transfer from my husbands account I can pay it back before rent day.another ,ВЈ100 gone now I must find that to put back in my hubby's account last go card declined in a way a strange relief passes over me I can't do any more damage but now I must hide bank statements that show a very well know site,I must rush to the door to get there before him how am I going to pay for that school trip,or my Avon I've ordered from the lady up the school maybe I can dodge her if I walk a different way,feeling sick god I need a drink I need to forget my heart is pumping the adrenaline won't stop the guilt is taking over quick I need to lie I've lost my bank card I've been hacked and the bank has stopped my card please god let someone book in tomorrow I've lost £250 the things I could of done but wait . ......I'm waking up I'm checking my account there is money,money in my purse,mum can I have lunch money of course sweetie take it from my purse I can pay my Avon lady and pay for the school trip I have no nasty transactions on my bank statements I can breath relax oh yes I remember why I don't gamble anymore thanks for the reminder and now if I am skint I don't worry because I know it's gone on good things this is the new me the clean me no more my g no more x

I paid my catalogue today ВЈ59 tomorrow I need to pay a car tax d/d ВЈ18 overdraft charges £22 pet plan staying focused kids back at school must stay busy x

Just one more thing I have a few bits to put on ebay it may help get a deposit for next year's holiday x off to bed now hope I don't dream of gambling I hate that I have one game involving mermaids I'm either winning then disappointed when I wake or losing and I feel sick when I wake either one is rubbish I will try and dream of getting fit and being slim instead! X

So just paid rent 11 days late at 2.38 in the morning I really need this to get easier and stop stressing me out but this month I went on holiday which was really lovely just feel like I'm paying the price now lol well least it's done now!x

Today I had a realisation I am a much nicer person when I'm not gambling.i only had a bit of money in my bank account works been slow this week (people get depressed in jan/Feb and are skint).There would of been a time I would of spent my last ВЈ1 on the slots but I just booked cinema tickets for my kids on Sunday it's a cheap one they do with films that have been out a while ВЈ7.50 for me and my 2 kids popcorn from tesco on the way bobs your uncle cheap putting and the kids feel like they are getting a treat.Its actually amazing what you can get for the money but before I wasted £100,'sand thousands,I bought my dad his birthday present in advance (I normally would do all of my money then have to borrow on the day or make an excuse )I've started meal planning and buying food from aldi I get great satisfaction from getting a plan for good meals for the week,I am a better mum and a better wife.i have pride,I love my dog and go for lovely walks.i am finding time for me going to the gym.i sleep better,the debt is still the elephant in the room but slowly it will get sorted plans are starting to get in place I really don't want that gambling monster in my life no thank you!

So goals for this year?pay my gas and electric off so I can move companies.pay my credit cards down or at least down to their limits (they are all over)savings for Xmas and the unexpected (I always panic if the car goes wrong as I can't pay it)to be more organised with emails and paper work.when I was gambling I never opened anything emails or post .I need a filing system.to get my house in order methodically do jobs and tick them off.to book another holiday!very important,to pay off my catalogue.lose 2stone,i think that's enough for now but food for thought

Hiya DM...I did the same with post....spent a day in January opening and filing bills and statements. I don't know if the refusal to deal with stuff is a consequence of gambling, or a symptom of what leads us to gambling. Doesn't really matter I suppose as long as we deal with both. When my lads were little we used to "cinema" at home....draw the curtains, popcorn, film on, sometimes followed by homemade Maccy D's. They used to love to 'sleepover' too...I would have my bed, they slept on my floor under duvets, we would watch TV and midnight feast. Enjoy your day x

Someone help !feeling weak and tempted I have no idea why after so long I'm scared not sure whether to stay at home or what to do

If you wanted to bet Dizzy you would have done instead of coming on here. Stay strong call the helpline clean the house do some gardening watch a film do anything to keep yourself busy. Break the triangle easiest way loss access to money.

It's just the first bet you need to avoid

KTF

You have the best named recovery diary on here - if nothing else don't bet so you lose that 🙂 ! In all seriousness hold out I promise the urge will pass - try and just do something else - we can never win gambling .

All the best