goodbye dizzymissy78

Dizzy ring step change debt charity they will sort your loans out ! Don't pay them! Cancel direct debits and continuous payment authority and ring step change

Heya I really appreciate what you are saying but going on debt management will crucify my credit rating and as the goal is to save for a house and morguage I actually have no chose but to suck it up its not for too long all loans will be paid back by November 4 months if I can just hold on till then I will be £800 a month better off!then I can attack my credit cards!if I get that money for my dispute it will be a lot quicker but not holding out much hope!

If you don't want to call step change then call the c.tax and loans explain now before its gets to bad. Be honest with them and You might be surprised how they will help you out.

KTF

Hi Dizzy , I had a great day thanks for asking just got in , look the guys are right , I know you want to handle this alone but if it gets too tough then don't be afraid to speak with people you owe money to , this is a long term thing to put right it won't be fixed overnight and there are other options , I'm not judging you , just sayin x

Hey...totally get what you mean about neglecting ourselfs...
I would never buy clothes ...make up...when I look back I was like a bloody tramp !
As for the never regions....well....yes I agree...mine was like a bloody hanging basket !. ...lol
Now...wardrobe well stocked. .. (only primarni)...hair cut..never leave house without the face on...
I think its all called...
PRIDE IN OURSELFS !
Will be moving on to next diy project as soon as I've chilled a bit....so wonderfull to be in a better place...
Just a thought....those debts...give them a ring direct...they will listen....worth a shot....catch up later x

Thanks lox hanging basket but they are quite pretty aren't they lol I'm just in the process of contacting TV license I'm think cancel all direct debits and get them on payment cards using cash rather than stuff going bounce I've done it with my water rates gas and electric over to hubby's account the council tax is the boggy as I have two payment plans for last year and year before plus this year's on top ouch!car insurance f
Got paid this morn plus £10 cheque to water it is slowly getting there but like Alan said it's taken along time to get this bad will be a long time getting out!thanks for your support xxxx

My sense of pride coming back in my house too a month ago it looked like a crack house yesterday I tidied all the clothes that have been stacked up everywhere how does something take every last bit of dignity appearance.pride in the house???

Hey...good going...council tax...mine was the same...if its still with the council ( not been passed to bailiffs)....get hold on them asap....mine were great...i pay my "current year amount each week and ten pounds off the arrears....took some negotiating but was honest and said...no point sending it to bailiffs. ...Will only add more to total....and will never get there....it worked
Tv licence....same...ring them....they will help you....mine also done on weekly card....honestly love....you will feel great when it's done....

Hey...good going...council tax...mine was the same...if its still with the council ( not been passed to bailiffs)....get hold on them asap....mine were great...i pay my "current year amount each week and ten pounds off the arrears....took some negotiating but was honest and said...no point sending it to bailiffs. ...Will only add more to total....and will never get there....it worked
Tv licence....same...ring them....they will help you....mine also done on weekly card....honestly love....you will feel great when it's done....

That is really helpful babe's thank you I know council tax is the one you can't P**s off!it's the one that worrys me most as long as the payment plan is made (£50) I can pay this year's weekly the same I hate physically talking to people as they make u feel so pants I remember once a lady telling me well it's ur chose u can either pay or not!w*f bloody cheek!x

Client cancelled this morning ohh good !time to sit and gamble NO!u aren't going to beat me I know when I'm vulnerable P**s off gambling I'm going to watch game of thrones instead! I have a new challenge in want a dragon if mum's up the school park in my space I can fry their car ha ha!x

That's the way dizzy, get rid of those gambling demons, kill em with game of thrones, I'm with you on that score.

Bloody love it hate that b*****d bolten although I do quite fancy him abit lol

Mm much better way to get one's dopamine fix, looking at fit guys !, in my case fit girls ! than losing all your cash on a fixed game, designed to take everything we ever earned.

No spoilers please