I have ran up a hearty bill with my partner, he has left me .... I am no way excusing my behaviour but I've said sorry , tried to explain and beg ...... Then he gets angry and asks how I'm going to sort it ( been attempting to consolidate and budget today) ...We are going around in circles ..... If i answer it's wrong .... If i dont he gets more angry ..... I understand how wrong i am but when is the cut off point ? What is the right thing to say or do ???
I don't know how techy you are but i have put all of my finances into a spreadsheet so all the numbers are there in black and white. If you do it over the course of say the next 9 months till the end of the year, break it down into manageable bits then you can actually see the end of paying what you owe. If it's his cash then you need to speak to him in a calm and safe environment but if it is companies just explain hardship and set up payment plans for as little as £5 a month until you can get yourself together.
Hope you find a solution.
Kev
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