Don't know what to do

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 Loux
(@loux)
Posts: 848
Topic starter
 

I've messed up been gambling for last couple of years just overcome it on a debt management plan sorting finances as previously took out a lot of loans to fund it. But last night within minutes of being paid I blew the whole lot I now have £25 to last me 4 weeks can't pay my rent or any bills I'm so ashamed and heartbroken..I don't have a close relationship with family so don't have any1 I could tell or borrow money. I honestly don't know what to do I'm frightened of getting thrown out my flat I'm already so behind on council tax and energy bills. I didn't even want to gamble I was already panicking about bills and my mind tricked me into believing I could win some money to help but lost the whole lot..I never want to do this again and will self exclude but worry it's too late and damage is done in regards too flat and bills. 🙁 🙁

 
Posted : 28th March 2019 5:46 am
Forum admin
(@forum-admin)
Posts: 6120
Admin
 

Dear Loulou25,

well done for coming on here and posting. It sounds like you are going through a difficult time and I appreciate you are now worried what will happen. Self-exclusion is a good first step it sounds like it would be helpful to consider some other blocks as well and perhaps some treatment support. Please call the Helpline on 0808 8020 133 or the Netline here to discuss further options.

I would also recommend you get in touch with either the National Debtline or your local CAB as soon as possible to get some advice on how to deal with rent arrears or unpaid bills.

Please keep posting as well, there is a lot of support out here for you.

Wishing you all the very best,

Eva

Forum Admin

 
Posted : 28th March 2019 7:55 am
(@canterbury100)
Posts: 158
 

Hi,

Sorry to hear what you're going through. I've been where you are many times. I grew up in care and didin't have anyone to turn to either. Firstly, go to your citizens advice centre and ask them to refer you to the local food bank. There's lots of help on this site. Now you must take massive action to ensure this doesn't happen again. I ended up homeless twice after being in your position and havin no-one to turn to. You can get through this, I know you must be feeling awful but this is a great place to stop gambling for good. This horrible pursuit will take everything from you if you let it.

All the best.

Stu

 
Posted : 28th March 2019 10:46 am
 Loux
(@loux)
Posts: 848
Topic starter
 

Thanks for advice yes I'm terrified ending up homeless as i live in a decent flat atm but it's private rented and now can't pay and I'm behind on council tax and energy bills for months I'm so scared. Citizens advice spent months helping me sort a debt plan and direct debits now ive messed it all up..im going to ask for help to stop gambling just wish i had earlier before i got in this state..just feel so ashamed thought of going to a food bank when i out myself in this situation

 
Posted : 28th March 2019 11:32 am
itneverends
(@itneverends)
Posts: 21
 

hi Loulou

i was in the same positon just last week, thankfully i had a family member to borrow me the rent or i would have been totally been f****ed, i too am in a debt managment plan so it seems are lifes are following the same distructive path, as soon as i have been paid for the last three months i have really hit the FOBT gambling hard and this as resulted on two occasions me losing all of my monthly wage, so how did i survive???, firstly can you afford to pay your landlord two months rent next time you are paid??, if so could you not get a pay day loan to tie you over for this month??, personally my credit is so bad i get rejected before i apply!!, secondly could you approach the company that you work for a short term cash advancement?, WE need to get a grip on this or WE WILL BOTH BE HOMELESS, setup up a direct debit on the day you are paid so the rent and essential bills go out!!, im the same my brain tricks me to thinking i will win a little extra, before i know it i am trying to chase my loss and im gambling the rent money to win it back and then i loose that, its the worst feeling in the world!! i get up in the morning honestly thinking was that a bad dream, then i realise what the f***k have i done, you are not alone, ban yourself from these places, give over you control of your finances to someone that you trust, ive been there more times than i wish to count, the key is too think logically dont gamble to (win it back) it wont work ive tried ive failed, all the very best, please keep us updated, you will get through this but you can NEVER go back to this way again

 
Posted : 29th March 2019 2:17 am

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