goodbye dizzymissy78

So great!was getting paid £150 for having the dog turns out they haven't paid me so guessing they will pay me in 2 weeks only problem is was going to use that to pay my council tax!stress!the only thing I can think is I'm very busy next Monday so if the direct debit bounces hopefully I can get the money in there before they reapply it! Fingers crossed x

Not good news but speak to them, you dont want them taking the DD that will only get a charge from your bank and put you more in debt. call them tell them you will be a few days late they would perfer that than you just letting it bounce.

So today I did "battle with the banks after lots of emails and throwing my weight around telling them they are making my finances worse and profiting from my financial difficulties I have managed to get ВЈ300 refunded sounds great unfortunately this only breaks me even but the relief is amazing they threatened to take the money from any accounts that had credit this would of taken all of my bill money so I am very happy I resolved this I am doing the same ground work as debt management I also got one credit card down to £47 for 3 months and I'm working on the other 2 I can't go down without a fight I can do this!

So today brings more stress!my hubby who has been ill can only work part time we thought they would pay the other 50%as part of his sick pay but they haven't there is no way we can afford him to only earn this amount it doesn't even covet the rent he is at work and doesn't know yet so when I speak to him I'm guna have to be firm we need to claim some help he just shuts down and I feel like I carry all the stress because he can only cope with his illness I feel bitter at him sometimes which is not nice but I struggle to cope with everything kids work and his stuff need to air this x

That's what a diarys for love ..to get it out ...
Sorry to hear hubby still not well..and that means your going to struggle with sick pay...
Family credit ?
Tax credits ?
Housing benefit ?
I'm just trying to think what you may get help with whole he's off sick...
I hear what your saying about having to cope with everything. ..I felt the same when hubby was home....and yes I did have moments when I was very bitter....mainly because he'd left his tumour to grow so large before going to Dr ....I can understand he was scared and dudnt want to be told it was cancer...but it did put the pressure on me to keep the home fires burning...
Your doing so well and being so strong....ring around see what help you may get....but stay safe hun. ....that big win....won't happen....it will make things worse...keep smiling x

Hey lox thanks for your kind message so I told my husband he had already got there first and it looks like it was a mess up at payroll so next week it will be paid phew but doesn't really help me this week!so they will only pay for a further 3 weeks I have had to take matters into my own hands I have sent off for tax credits forms and told him that as we have children he needs to be responsible.another strange thing came to light you remember how I sent a text to my father in laws other half and she didn't reply and was rude I'm not entirely sure she has mentioned it to my father in law as today my hubby told him how his wages were messed up and he said if we needed help all we had to do is ask!?not sure if this is guilt or he genuinely doesn't know our circumstances not that I trust him or want to ask for help but I thought this was weird x

Glad to hear it was a mess up from the pay department. ..and let's hope you may be entitled to some top ups...it would certainly take the pressure if you a bit...not sure what to say about father/step mother in law. ..like you said . Better to sort yourselfs if you can....but a kind offer should you get desparate...have a good weekend love...stay stronh x

OK so moving forward into next week I think I can sort the overdue outstanding council tax of ВЈ200 basically I've worked today earning ВЈ60 tomorrow I will earn £80 so nearly there just need to be very careful food wise with cheap dinners obviously as council tax is a priority and I'm on a 3 month payment plan that us pretty high up I see it as a challenge now I just want it up to date I can do this!

Yes...you can do it dizzy..
Good on you for giving it your all..
X

o*g he knows he knows! Big argument he said he knows why I'm depressed because of credit cards ,it all came out I told him I had payday loans etc I said I realise he will want to split up with me it was a horrific argument and I spilled my guts on it all o*g I'm in complete shock!please talk!

Told him about the gambling he still doesn't understand why but it's out now blimey relief! !!!

Soz, just seen this Dizzy...Answer his questions as they come, tell him what you are doing to help yourself & direct him to the helpline if he needs to speak to someone. It's there for you too!

Hey sorry I didn't seem your post earlier dizzy. ..
So....the bomb had blown ...take each day at a time now...answer questions honestly....show him all tge practical things youve acheived already....then you will find moving on soooo much
easier....stay strong ...stay focused. ...your doing so well x

Feel deflated crappy and very sad apparently I am burying my family with my financial debt everything I told myself seemed worthless last night all for some lousy gambling I felt pathetic and weak the worse thing is he said he knew I had debt but didn't feel up to tackling it!and I'm the one in denial .he made feel so small he was angry.i said I'm not sure we can move on from this as I realise I will now be treated like a child pocket money and no trust.he tried to buy me some trousers the other day I wouldn't let him.i said why do u think I wouldn't because I don't deserve it I lavish the kids but I punish myself.he said he's trying to understand but I know he just doesn't he said it wouldn't matter I would of done it of I was happy or unhappy I'm so confused he also was cross about me not paying bills council tax etc.we didn't sleep at all so tired drained one minute he's shouting the next telling me we need to get me feeling better in myself but then back to how do I think he feels??????could sleep for a week hate myself!

Panic attacks today and huge sicky feeling not sure if I have a marriage anymore!