Hi to separate financially you look at ‘tenants in common ‘. This safeguards your share of the house.
His money is not for gambling and debts. He needs to pay his share of household expenses. If he can’t afford his debt repayments he should talk to stepchange.Â
If he doesn’t contribute that is enabling. He has to take responsibility for his share.
Get credit reports from all agencies to see what is going on.Â
Get some advice, you can call stepchange, log on to Gamanon website and find out when a meeting is.
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