I hit rock bottom

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(@gw6o9rs3uk)
Posts: 1
Topic starter
 

Hi everyone, wow i never thought i would be posting on a forum like this.

 

A couple of weeks ago i hit rock bottom, my "rock bottom" moment was when i had no choice to phone a debt management company and put a debt management plan in place, i am in about 30 grands worth of debt with various loans etc, some of it is debt from my younger years (im in my early 30s) and poor financial decisions

 

I have a very well paid job and a very promising career, however the past couple of years my performance has struggled at work, i never really put my finger on the issue, but looking back since i hit rock bottom, i know my gambling has played a part, i havent been able to focus on work as much as i should.

 

The gambling i have been doing is them instant win competitions, ive won a grand here and there and always thought i would win big and sort all my problems out and stop gambling but it never happened, quite a few years ago i was bad on scratchcards.

 

I live at home with my dad, so have no worries about losing my house etc, he doesnt know about this current debt, even though he is suspicious, he knew about my other debt, i was due to be changing my car this year but i havent had the money to and he keeps asking questions, i also have other family (sisters) who once i get round to telling my dad i am going to tell, i am a huge advocate for positive mental health but i did not realise how much damage this was doing to my own wellbeing.

 

Since i hit rock bottom and have broken down, something inside of me has changed, i was on the verge of gambling away £60 other night but i thought what the f**k am i doing and stopped myself, i also signed up to GAMSTOP last night, i have also confided in very close friends who have noticed a change and knew something was up, they have been so supportive.

 

My finances are a train wreck, my career hasnt advanced as much as it should have done, however i feel like now the only way is up.

 

 

 
Posted : 25th November 2023 8:30 am
(@dave101)
Posts: 363
 

you might be in a good position to hand financial control over to your dad. I did this for a number of years and now I am managing my own financials with a family of my own.

It feels odd to do this but the protection it gives you socially and financially is very handy if you get urges.

Don't feel bad for being X amount in debt. I put myself about the same in my early 20 years and spent so much more over the decades gambling.

Going to physical GA meeting might help also and some thing in person might help you. Gamcare is good but physically getting your backside away from a computer and chatting to people who have been through similar experiences really helps! 

My final point is rock bottoms can get lower and lower so working on a type of recovery sooner will ease the pain but let the debt be a lesson which is hard I know but paying it back slowly is all we can do.

 

Hope this helps and keep coming back here and read other people's stories 

.all the best 

 

Dave101

 
Posted : 25th November 2023 11:43 am

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