500 loan gone in 4minutes!!!

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(@rickydean)
Posts: 27
Topic starter
 

Today is the day it stops for good!

I've been a gambler for as long as I can remember, I'm 26 years old with and amazing girlfriend and a gorgeous 3month old puppy. But I have a dark side hidden from all family and friends.

Since living with my girlfriend for the past year after 4 years together I have raked up debts mounting to 9.5k, I have 4 loans and a CC. Today I took out my 5th loan for 500 which I spent in 4minutes on roulette in the bookies, 5 spins, no win, 500 down!

My loans consist of 2750 on a CC. 3000 loan, 800 loan 2000 loan and of course the 500 loan!!
Which I could pay them all off in 11 months as I have a well paid job but I can't go a month without getting paid and walking straight into the bookies, put today was the last straw!

Gamban in place on all my devices, I've self excluded from every book makers in my area and self excluded from all online casinos.

All support I receive will be great and I hope you guys can help me as I'll try and help you as much as I can aswell...

Ricky.

 
Posted : 8th October 2018 2:06 pm
 A 9
(@alan-135)
Posts: 503
 

Hi Ricky and welcome to the forum .

Not sure the girlfriend will be pleased at you as describing the puppy as " Gorgeous " and her as " Amazing " in the same sentence but what do I know ? :)).

You know the gambling's just a cycle right ? You get paid , you gamble , you lose and you borrow more in order to win back what you started with ?? It's crazy when we stop and think of it but I did the same for more years than I care to remember .

Getting all the blocks in place to stop you gambling is soo important to beating this addiction , it wont stop you completely as were all devious bug ger's when it comes to having just one more flutter and a lot relies on your strength in wanting to beat this , Gamban's a great start but have you told your partner and could you hand over financial control to her just in case ? .

Youv'e got your whole life ahead of you Ricky and stopping now can mean such a different and better future for you both and the puppy as well as a life without " Bonio's " is just no fun at all .

The debt over time will be repaid so don't focus too much on that but the time with your loved one's that you lose can never be replaced ? .

Talk to you soon buddy .

Bye for now :))

Alan

 
Posted : 8th October 2018 4:17 pm
(@adam123)
Posts: 2902
 

Gamstop, google it the join for maximum period no less, that's all the advice you need

​

 
Posted : 8th October 2018 4:47 pm
Hazard2myself
(@hazard2myself)
Posts: 381
 

Hi Ricky,

Well done for realising that you have a gambling issue and well done for taking preventive measures in place for a start. I just want to echo on Alan's comments above. The best would be to sit down with your missus and tell her everything what you've been through. Trust me she will understand. I wouldn't have been able to be gamble free for over 8 months without me telling my missus and handing her over the total control of my finance including access to my credit report. Honesty is the best policy. Money that you've lost is gone and it's probably the best if you just forget about it. Thinking more about the loss makes you wanna go back and gamble again hoping for that big win but you know how it always ends. I suggest you speak to Stepchange and arrange a monthly repayment plan to repay your debts over a period of time. They don't judge and they are really helpful. Your first priority is to talk to the missus and slowly you can start talking to the family and friends about the gambling addiction. No more secrets mate. We've all been there before and we shall overcome this horrible illness with each other's support. It's normal to have urges and tempations in the early days so being honest with your loved ones will help you overcome this. You can always post your feelings here in your diary and I'm sure you will find a lot of support here in this forum. I wish you all the best in your recovery. Looking forward to read your progress. Take care.

Pras

 
Posted : 8th October 2018 8:01 pm
(@Anonymous)
Posts: 0
 

Hi Ricky am in same boat as you I’ve down 36000 plus interest in last 2 months can’t borrow any more can’t pay it back am broke my wife had to be told about debt am now living with my sister 28 years of marriage and in debt at 53 when I should be planning for my retirement what am saying to you Ricky is stop now and the debt and gambling addiction will go and the lies and the covering of debts can be solved I haven’t had a bet for 6 days my debts won’t go away they be with me for the rest of my life but I can change and be a better person

 
Posted : 8th October 2018 8:42 pm
(@rickydean)
Posts: 27
Topic starter
 

Thank you all for the comments, I can't tell you how much reading them is making me think even more about the situation I am in. Alan, Pras... The missus will be told in the very near future when we have a day off together at the end of the week.

I have registered for gamstop so all online gambling sites are now blocked on all of my devices, tried and tested.
Brunny, I'm sad to hear what it is you are going through and wish you all the best, I hope you don't take offense in me saying this but I'm going to read your comment everyday of needed to remind myself that if I don't stop now then it never will!
Appreciate all the advice and support from you guys... Will repost tomorrow on this post and let you know if I can get through the day, as the urge is already coming back to me to win my 500 loss today. We all know that's gone now.
Ricky.

 
Posted : 8th October 2018 10:40 pm
 A 9
(@alan-135)
Posts: 503
 

Hi again Ricky :))

I just caught your post and can I just say that if your getting urges then re read your first post again and the reason your here , nothing changes if nothing changes and by staying in that cycle will just create more problems that can now be avoided .

The lure of that big win is what alway's makes you go back and the one solid piece of advice I can give you is just " Let it go "

it goes against the grain for a gambler to lose but you simply have to allow gambling to beat you and say it's fine , take it , you can have that £ 500 but you'll have no more from me .

I chased my losses for so many years and that just kept me in the loop but the day I admitted that gambling had beat me was the day I won :))

3 yrs without a bet now and I couldn't be happier :))

Goodnight buddy and I wish you well :))

 
Posted : 8th October 2018 10:51 pm
(@rickydean)
Posts: 27
Topic starter
 

1 day gf

Only one day, but I suppose I can have the right to talk about it?
I'm pleased with my self and am sure I can continue to get through the days without a bet.
No thoughts about gambling what so ever today, I suppose they will start soon enough when i starve myself from the thrill!

Day 2 tomorrow, looking forward to the challenge, will comment back when the day comes to an end!

 
Posted : 9th October 2018 10:27 pm
signalman
(@signalman)
Posts: 1199
 

Rickydean wrote: 1 day gf

Only one day, but I suppose I can have the right to talk about it?
I'm pleased with my self and am sure I can continue to get through the days without a bet.
No thoughts about gambling what so ever today, I suppose they will start soon enough when i starve myself from the thrill!

Day 2 tomorrow, looking forward to the challenge, will comment back when the day comes to an end!

OF COURSE you can talk about it my friend. Its a momentous day...You've proved today you can do it. Repeat that daily for the rest of your life and in turn your life will becomes miles easier. Good luck.

 
Posted : 9th October 2018 10:30 pm
signalman
(@signalman)
Posts: 1199
 

brunny wrote: my debts won’t go away they be with me for the rest of my life but I can change and be a better person

Perfectly summed up.

 
Posted : 9th October 2018 10:37 pm
Lnimd
(@lnimd)
Posts: 31
 

Hi Ricky,

Our stories are so similar. I’m nearly 26, gambled since 18, long suffering girlfriend and similar debts. I did however consolidate all my debts into an IVA in August, which I do recommend. Even my 8.5 week old baby couldn’t make me stop, that’s the frightening part. I’m 6 days GF and know if I ever do it again I lose everything. We can beat this together, all the best!

 
Posted : 10th October 2018 6:41 am

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