My 2016 diary

cheers Damian,

It's getting real for sure 🙂 it's something we all go through .. staying positive will def help ..

As i just mentioned I'll be back tomorrow good or bad 🙂

Kris

day 57,(12)

Well in about 3 - 4 hours one will know the outcome that will decide not only the next few week's months and years but my life in general .. mortgage will be easier to get after the IVA rather than bankruptcy .. but bankruptcy has it's own perks .. only 3 years of payments but i have to go through all that process again taking another few months to sort ...

strange how now I don't even think about gambling at all no thoughts etc.. would have been nice to do this before I hit bottom but that happens .. hope later today I have some news to give good or bad .. I want the answers today so I can plan ahead

Speak soon diary 🙂

well no news yet... been on the phone to the IVA peeps and should know by "dinner" .. depends on when people have their dinner as to when that will be but before 2 would be a good asumption to make .

Where i come from dinner is at night haha

well ladies and Gentlemen ...

Best news ever ... The IVA has been accepted ! I get to keep my car .. i get to pay less than I ever have for years ... I have a fresh start to life ... I will take this opportunity by the scruff of the neck and make the best I can 🙂

This past 2 months have been hell on earth waiting .. but I wait no more I can look forward to a gamble free future without the burden of debt ..

Fate has shown it's hand ..

21/12/15 < the day my life changed forever 🙂

Will keep up the counselling and keep posting the journey through on here .. I won't ever forget this opportunity life has delt me . I look forward with clear vision now

Thanks to all for the support to now .. long may i continue

Well done fella and I'm really made up for you !

Youv'e been a very positive person from the start and I'm so glad youv'e got the reward you deserve , like I've said many times , " No luck involved , just what will be , will be " .

No stopping you now , so onwards and upwards !..

Enjoy your day buddy !

Best wishes ..........................Alan

Thank you Alan,

I doubt i could have made it to here without this forum .. just to be able to talk about the day to day life without the need to hold back .. and that small day counter has made the journey easier .. such a small thing but on my road its mine and no one elses 🙂 I can choose to add to it daily .. I did say to live that month would be worth it to make a better future .. it was worth every day .. every minute every second to get here 🙂

i will go home tonight and give my boy the biggest hug and kiss knowing I can be the farther I promised i would be 🙂 .

Now i guess i do owe a little back on here so time to start helping others .. 🙂

but i need a new target now .. @day 57 .. thats 4 days from 2 months .. so lets start small again and get to that 🙂

kris

Great news my friend......over the moon for you.

Kris , the days will take care of themselves mate , focus on living a normal life again and being that dad you promised you would be to your son , whats more important than that my friend , just about sums it up really !.

Take care Kriss!

ITDamo wrote:

Great news my friend......over the moon for you.

Thanks matey 🙂 I hope you manage to follow the same path as me ,.. don't hold back and go grab what you can when you can 🙂 I've made the hard calls back in december and it was a long time to reap the rewards but what a reward 🙂

I'm sure by tomorrow things will settle down and i will be able to start the planning properly just at the min i'm riding the Endorphins 🙂

Kris

ALAN 135 wrote:

Kris , the days will take care of themselves mate , focus on living a normal life again and being that dad you promised you would be to your son , whats more important than that my friend , just about sums it up really !.

Take care Kriss!

Whats a normal life ? 🙂 lol .. i can't wait to get out of here .. I want to get home see my wife and kid ...

I must look silly in work as i can't stop smiling or figiting ..

take care will check back in the morning once the rush has calmed ..

Day 58,(13)

Well it’s the morning after the day before ... and tbh it feels similar to the 22/12 though i much prefer it this way round. It doesn’t feel real .. I have just had 40k of debt written off .. A new lease of life.

And last night I treated myself to a few bits for my car.. (snow foam lance and cleaner) and some new blinds for the house .. we only moved in last oct and really need them to stop people staring in and to stop us having to close the curtains all the time which looks yukky from the outside !

Now we are 3 days from my next target .. a full 2 months(what a 2months though)where I have not spent a single penny on gambling .. it’s a small drop over 17 years but I will keep adding to it as I brace a new lease of life ..

I think after this target I will head towards BST 27/03.. what a change I can look forward to this year. Nice sunny evenings and no worries .. I say that now, something always crops up but I’ll tackle each and every hurdle as they come.

I have also opened up to all my friends about it now, I couldn’t tell them all the issues till I knew what was happening with the IVA so I will now get full support from my friends and they will understand if I don’t head to the bookies or bandits on nights out ..

Just another gamble free day

kris

Day 59,(14)

almost at 60 days ! feeling good today 🙂 it's a happy friday .. got my fruit again .. what ever happened to healthy bacon ?.

So this weekend is another with the family keeping the second counter in check .. got to go get the car bonnet wrapped tomorrow morning ! add some chavness to my car haha .. really wanting to treat myself before the IVA payments start .. may also look at a larger intercooler .. though to get that one agreed and passed by the wife will be a task.,. though it will be the last mod i can reasonably afford as anything else hits about the 3k + mark .. so will be happy leaving there .. (after an LED conversion).. bit of a petrol head ... and in such i'm really looking forward to next week ! pre-season F1 testing ! .. starting to see all the new cars released already which is nice...

What a nice (but cold) day it is atm in sunny yorkshire ! shame the weather will change for the weekend .. but hoping it holds out in doncaster as probably off to the wildlife park if it does with the boy and wife 🙂 think he will love that ..

not much else to say just going to keep adding those days and just 2 days away from my next target..

Have a good gamble free weekend peeps

Hi Kris , just stopped by to wish you well and say a big well done on reaching 60 days of winning , hope the chavett's looking good in its new body cover ?.

Take care my friend and enjoy your weekend !

Day 62,(17) target achieved and more 🙂

Hi Alan, the car was wrapped but it's not to my liking .,.. too much of a matt look and not enough gloss to it so trying to see what can be done.. stuck with it for now lol

and on this day 2 months ago I was in dispair .. how could i have been so silly ? well simply put , it's cause i lost the value of money.. and yet here we are today.. it's sunk in what happened last week and boy do i feel good about it .. turns out 3 of my creditors voted .. 2 yes 1 no.. but the 2 yes's were enough to see it pass .. 🙂 not being 100% on how the voting worked but i got less than 1k up on the 75% value needed .. that was close but on the right side of close.. so now I have a great outlook on life again .. And these lighter evenings are really helping and the mornings too .. it's daylight when i leave the house to go for the train !! 🙂 Also the second counter has been growing nicely which means I feel normal on a monday.. mind saying that i have planned to see my friends this weekend to have a blow out ! it's been such a ride a nice night out is in order so no doubt i will start that counter again but with the feeling and will that i know i can make it through the usual weekend richual 🙂

so next target is a long haul ... 27/03/16 BST 🙂 ... though I have made 2 months with only a few thoughts so a month now should be easy enough... counselling tomorrow to keep on track

Today is just another gamble free day

kris