Hi,
So I was wondering if struggling by until I have a few months gamble free would make a repayment plan more likely to be accepted by lenders? Does anyone have any experience dealing with lenders directly?
Hello jneedshelp,
How about discussing your situation with a professional debt adviser, for example on the freephone for the National Debtline 0808 808 4000. You can call them anonymously if that helps you to feel more able to start a conversation with them. Our forum members have sometimes posted about their positive experiences of using free professional debt advice from services like StepChange or PayPlan.
Take care,
Forum admin.
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