Hello davee and welcome to the Forum,
I think it would be best to speak to a financial advisor about this. There is Step Change that offer free and confidential financial advice and they can help you manage your debt in an affordable way.
I would also suggest that you contact us and speak to an advisor about your gambling as it sounds like it's got out of control and it could get worse if you don't get help.
Best wishes,
Forum Admin
Hi . Ok so since beginning of July 2016. I've sorted out my debt with step change and I've never gambled since .. I've had it with it . It runner my life for 6 years covering up borrowing...not any more
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