Help

24 Posts
5 Users
0 Reactions
2,508 Views
degenerate
(@degenerate)
Posts: 479
 

I look at my debts daily. I still come up with new plans every other week to pay them off as a result of my spending and of course I have the same stupid thoughts about one last win to speed up repayments. I have relapsed after getting back on my feet before and I just end up in more debt or back at square one at best.

Recently, my plans took a hit as a result of some poor financial planning on my part which means I will pay off my debts 6-12 months later than expected. When I got this news I was furious and had strong urges to gamble for days. Anyway, I know with certainty the only way I will definitely be debt free. I will just have to keep making payments, stay away from gambling and most importantly be patient.

Even though I am making large payments to my debts I still have way more money for myself than I am used to. My mind boggles at the thought of being debt free and having all my hard earned money to myself.

 
Posted : 10th September 2017 7:29 pm
(@Anonymous)
Posts: 0
 

I'm the same, I look daily just hoping they will disappear.. I've been in debt for that long, I can't even remember what it feels like not to be.. we will get there eventually. Just MUST NOT gamble!

 
Posted : 11th September 2017 7:55 am
Merry go round
(@merry-go-round)
Posts: 1520
 

Hi Angie, I think debt is a constant reminder. My cg had many loans. In my opinion a debt should be a small payment each month for a long period of time. You then don't feel the constant need for more money, don't feel constantly broke. You have to live, pay regular bills, eat, debt is last on the list. Get some professional advice, we went to citizens advice, but I think now debt camel is a website. Don't try and pay massive amounts too quickly, small and slow. I had a budget and list of everything you spend money on. Good luck!

 
Posted : 11th September 2017 8:09 am
(@Anonymous)
Posts: 0
 

Hi, thanks for the help. I've set up a plan to pay a small amount every month.. probably going to take about 10 years :-/. Day 4 today, still having big cravings, still wanting that win. I've been trying to watch addict stories on YouTube.. that seems to have helped a little. Just keep swimming..

 
Posted : 12th September 2017 4:44 pm
(@Anonymous)
Posts: 0
 

7 days completed, no roulette. Still finding it difficult but getting better.

 
Posted : 15th September 2017 10:28 pm
(@Anonymous)
Posts: 0
 

Hey angie :))

Congrats on the first week being done and dusted , I know it's a struggle in the early stages to fight those urges it was for me also but when you begin to build a bit of gamble free time you'll start to feel proud of yourself once again and those weeks will turn into months before you know it .

Keep fighting and keep pushing forward one day at a time because it's sooooooooo worth it :))

All the best for now :))

 
Posted : 15th September 2017 11:09 pm
(@Anonymous)
Posts: 0
 

Thanks so much Alan. Day 10 today. I've honestly felt so much happier these last 10 days. The guilt is still there and the 'one more big win' but I know that's not going to happen. Been nice to enjoy spending time with my children and fiancГ©e rather than on the roulette tables.

 
Posted : 18th September 2017 3:03 pm
(@Anonymous)
Posts: 0
 

13 days gamble free! I don't really know how I feel, even now I still want to play, and the thought of never playing again is a heartbreaking feeling.. 🙁

 
Posted : 21st September 2017 2:26 pm
(@Anonymous)
Posts: 0
 

Hi angie :))

It's still early day's Hun even though your coming up to two weeks of getting your life back and those feelings will be around for a while yet . My head was all over the place for the first few weeks and I kept asking myself " Could I go back and control it this time " or " What if I win this time " ? but the truth is it was just addiction whispering the same tune as it's alway's done and had I given in instead of fighting for a new gamble free life then nothing would ever change and I'd have been in exactly the same mess if not a worse one the following year and the one after that !.

I know it's not easy I really do but you have to keep going one day at a time for a while until those feelings get easier to dismiss and they will fade over time I can assure you :)) .

All the best for now and keep pushing on as life will get better :))

 
Posted : 21st September 2017 3:09 pm
Page 2 / 2

We are available 24 hours a day, every day of the year. You can also contact us for free on 0808 80 20 133. If you would like to find out more about the service before you start, including information on confidentiality, please click below. Call recordings and chat transcripts are saved for 28 days for quality assurance.

Find out more
Close