The Devil on my shoulders

Rang pay plan.

From a personal point of view it was a humbling and upsetting experience not because of pay plan but because I was saying things out loud which made things hit home more than ever. I'm glad I have done it But Christ my debt is worse than I thought £50k owed. How oh how oh how did I get myself into this mess ! Soooo blinded by gambling not thinking it was bad, justifying every bet. Stupid stupid stupid .

I have an appointment next week to fully go through finances and maybe a debt management plan as I can't carry on paying off what I'm currently paying off . Still feel sick with worry about the amount I've got to pay off but if I can reduce it and live properly it will make it a lot easier .

Its defo a motivator to stay GF if nothing else

You will get there it is amazing how fast the debt gets when your head is in the cloud of gambling. You will get there the only thing we can do is stay G/f and take every day at a time.

Stay strong

Malc

Stick with it. Keep gamble free and over time debt becomes easier to deal with especially when you see that it's going down.

Great to hear you got in touch with Payplan and that it sounds like a positive move for you. You're right, on one hand you have dues to pay, but you also have to live your life, so must make sure you and honest and don't leave yourself short. All the best.

Whatsami , Tom , Malkie as ever appreciate the support . I'll let you know how it works out . Got through another Saturday and do you know what surprise suprise it was slightly easier . Slowly but surely I'm fogetting my old gambling self .

All the best . Let's all make it to Monday and start a fresh week

I am not going to gamble today . I don't care about tomorrow I just want to not gamble today 24 hours that is all . That's the mantra this morning folks

Snap

Stay Strong / Stay G/f

Malc

You CAN do it. Keep positive! 🙂

Thank you Malkie and mccawpa . Didn't gamble 🙂 same tomorrow

Feeling really low at the mo - personal life troubles that I won't go into . However it has got me thinking my unhappiness and gambling have always been intrinsically linked. Like I'm punishing myself or rewarding myself depending on the situation. It's crossed my mind a few times in the last couple of days 'go on win some money that will make you feel better'! The devil truly is still on my shoulders especially in my darker moments . What a horrible thing to realise .

GF 44 days

No way Stay Strong 44 days not a chance you are turning back now look to day 50 and keep going no matter what s**t life throws at you gambling will only make it worse.

Hope things are looking better today and over the weekend.

Stay strong Stay G/f

Malc

Thanks Malkie . Just been on the phone to pay plan - trying to sort out my debt . No solution as yet but my god the reality of finding out you owe £51k is enough to destroy anyone. Buried my head in the sand for sooooo long. I need to use this as motivation and remember how sick I feel right now .

Looks like I'm considering going down an IVA route for my debts if the majority of my creditors agree. Anyone any experience of this ? downsides appear to be bad credit rating for years but I'm resigned to that either way - not quite sure I've got much of an alternative really . Need to do something

Morning Pwm101,

Hows tricks the day? How you getting on with the IVA is there much help out there.

Hope all is good

Stay Strong Stay G/f

Malc

Morning Malkie

Great to here from you - hope your weekend was good and GF ! Looking into all the IVA stuff at the moment - it's quite complicated and I really don't want have to open a new bank account but I think I need to bite the bullet and just get on with it and do as I'm told . Amazing how cautious I suddenly am when I used to not think twice about chucking £100's about between account just to feed the gambling beast !

Anyway hope you are okay - we're racking up the days GF if nothing else - all the best