So husband is doing very well. Working loads to pay debts and attending meetings etc, all positive, all good so far. A family member of his has come into money and offered to pay off what's left. My husband was all for this however it made me very uneasy. I feel shifting the responsibility would undo everything and just give him a clean slate to start again. I just don't want it to be the catalyst. I feel like he has to feel the full consequences of his actions. I get that it means more overtime and paying interest on top of the loan but maybe this is what he has to do? I said to him why didn't he tell his family member that we would love to accept the money but we would be saving it or using it for something that at the moment we wouldn't otherwise afford due to paying his loans. Is this unreasonable? It's so tempting to just accept it and pay off these debts but I want to do things the right way. I'm thinking of the long term.
Hi,
I agree with you but I suppose it depends what type of debts you're talking about & whether interest is an issue.
It would be better if you got that money but used it for something positive & he still did the overtime & put effort into paying the debt.
Take care
Hi
Mr L was bailed out in full first time round with loans from me and my parents. Didn't stop him doing it all over again. My parents offered again but I refused because I felt he needed to get up close and face to face with some reality and reconnect with how hard money can be to earn. He ended up taking out a DMP and getting a weekend MW delivery job to pay back the kids what he'd conned from them.
I don't think it's unreasonable at all for you to expect your husband to take responsibility for getting his debts paid back under his own steam.
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