Hi everyone,
I used to be on this years ago and I had stopped gambling but last year I relapsed and let myself down and my partner. I have 8000 in debt but if I work hard at it I can have it all paid off by Dec/Jan time. I haven't told my partner as they will leave me so I am going to do this on my own. I am determined this time not to touch any sites etc. I used to have 8400 but paid off 400 so far. going to aim to do 800 a month and some month pay extra. I just want to be happy again and in my head now I know I will be richer when I don't gamble. Do you guys think I will be able to do it? Is 8000 bad?
Lonelygirl
Hi
£8000 is a lot of money but you seem confident that if you do not gamble over the next 6-7 months that you can get rid of the debt. That is one big positive to look at - that you are in the position to be able to do that so you are obviously resourceful and capable when you are not gambling. Normally I would say to people that the secrecy of gambling is what makes it easier to carry on and have advised many times that telling a partner is the best thing. However, you know your partner best and what the reaction will be at the moment. I would advise carrying on with your plan of action over the next 6-7 months. If you do relapse in between or after the 6-7 months then I would say that would be the time to open up to your partner mainly because you will still be in debt and it is better to share the problem. If you do not share it with them then find someone else, close friend, family who can give you moral support and help you moniter your finances. Always a good idea to have a chat to the Gamcare telephone team as well as they will give moral support and advice on where to go to self exclude from sites and debts etc. Write down a list of things you need to do to help yourself over the next few months, maybe keep a diary and count today as Day 1 of gamble free and keep counting the days and make February your target. When you ask if you can do it I would say - Yes - it can be done - if you put your mind to it and have a goal at the end like paying off that money. Think what you could do with that money otherwise - your life will be so much healthier and happier. Good luck this time. Take care
Thank you for getting back.. Day 2 now and onwards and upwards. 2 weeks today i pay more of my debt off 🙂 x
Hi,
I wish I had some sound advice but I have just started down the road of paying off my debts too. Like you, I am aiming to be out of it by the new year, which is a long way away. It is a long road, which I have walked many times before but this time, no matter how slow the journey seems, I am determined not to try to take a short cut. In the past, when I have nearly paid everything off, so sick of being in the red am I, that I have tried to win the last few thousand back, and as a result have always ended up back at square one. Try to resist those urges if you can. Wishing you all the strength you need to get to a debt-free 2018.
Hello Lonely,
The actual figure doesn't matter so much it's what 8k means to you and your situation. I used to find comfort in hearing about people that would have more debt than me thinking at least I'm not in as much debt as then.
In reality it doesn't matter it's only me thats got to pay this debt so I focused on what I needed to do.
Don't kill yourself trying to pay of the debt as soon as you can make sure you live a little if you don't you'll only be creating a different problem.
Good luck
Conradnose
check out my blog www.conradnose.com
Thankyou everyone day 3 and going strong..Hope you are all doing well too xx
Day 4 nearly day 5 now in 37 minutes. I sit here pondering why oh why did i waste so much when I could have spent it on other stuff. Trying not to though very soon I will be one week gc x
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