are there people/organisations that help with managing debt?

5 Posts
4 Users
0 Reactions
1,048 Views
(@Anonymous)
Posts: 0
Topic starter
 

Hi everyone, I was wondering if there was any sort of set-up group of people/organisations for to help those who are paying off debt as a result of gambling?
I'm not referring to a dmp, but someone who would loan a lump sum that pays off all accumulated debts for which is paid back at lowish interest.
I feel paying back all the debt is crucial to my recovery, but all the money going all over the place and the amount per month has created high levels of stress, and has made me feel that stopping gambling is almost futile.

 
Posted : 5th April 2015 2:56 pm
Joydivider
(@joydivider)
Posts: 2148
 

.......

 
Posted : 5th April 2015 7:47 pm
(@Anonymous)
Posts: 0
 

Why do you not want to consider a DMP? Step Change and Payplan do them without charging any fees and you pay them a monthly sum you can afford which they distribute your funds to your creditors. No harm in contacting them.

 
Posted : 6th April 2015 1:03 am
(@Anonymous)
Posts: 0
Topic starter
 

My debts equate to about a year's basic salary for me before you adjust the figures for interest etc.
I've never defaulted a payment thus far, so I feel paying my creditors off properly will rescue what is left of my credit rating

 
Posted : 7th April 2015 2:43 pm
Forum admin
(@forum-admin)
Posts: 6210
Admin
 

Hi boltonwanderer. Thanks for posting. We echo the forum users' suggestions to contact a non-profit debt advice agency such as Citizens Advice, National Debtline or Stepchange. It wouldn't be helpful to post details of loan companies here. The agencies I've mentioned will let you know what your options are.

Deirdre

Forum Admin.

 
Posted : 7th April 2015 3:03 pm

We are available 24 hours a day, every day of the year. You can also contact us for free on 0808 80 20 133. If you would like to find out more about the service before you start, including information on confidentiality, please click below. Call recordings and chat transcripts are saved for 28 days for quality assurance.

Find out more
Close