Hello again,
Went through a really good spell of no longer gambling then after tonight just feel like my whole world is crashing down again. I'm now £50 over spent what my overdraft is, I have no way of paying it back until some money I won and withdrawn goes into the account. This will leave me with £250 interest free overdraft however nothing of mine.
I don't know how much longer I can keep doing this for, in total I have around £9,000 worth of debt 5k of which to my parents and £4,000 ish to a credit union which I pay back monthly even after all this debt I still continue to gamble andake myself feel that awful selfish coward that I am. Does anyone have any advice on not being able to pay their overdraft fees? They must look at my statement and think what a loser I just need this to stop I'm going away soon with my girlfriend it's all paid for plenty time for spending money yet I still feel the need to gamble? I have more money but my parents look after it for me and give me a small amount each week I just can't bring myself to let them down again it will split my family apart I just don't know what to do and really need some help 🙁
Hello, don't be too hard on yourself treat this like a blip on the journey to being totally gambling free. I would contact the bank about the overdraft fees its better to see how much they are and if anything can be done. From my own experience though it's best to be honest about the blip if you can, family and friends usually guess anyway even if they don't say anything. The secretive behaviour can eat you up inside and everything is ten times worse when its going round and round your head and you have no support. I am at the very start of my journey to being gambling free, I have messed up before you see and seen gambling counsellors and havnt seen it through. I am determined this time though and am going to attend a gamblers anonymous meeting as soon as i can. I have got into financial trouble with bookies machines and its very difficult as where I live they are popping up everywhere. Good luck with your re-start of being gambling free, think positive, and believe me I am taking my own advice too.
I feel your pain. I have just joined too and like yourself, knowing i got debt i feel silly to gamble. Tonight i lost another £200 which i should have gone to the credit card. I am - like Garfield determine to start a clean slate. I have lots of debt too. I had phone calls calling me daily as i did not make my payments online. I am not sure about overdraft fees but i did check with payplan which they deal with all my creditors and stop or reduce the monthly interest and i just make one payment to them and payplan will distribute to all my creditors.
You have already being sensible get your parents to look after your money - which is a start. Which i think i might need do. I myself feel ashame - i just typed up in the forum how bad i got. at least you have a supportive family - i dont and i dont think i be able to tell them how much trouble i am in.
Good luck with this journey and i am sure we will get there.
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