I always do it, I'm 18, I have about 6k of debt, Today was payday 2 hours ago one company I owe money to took there part and I've just spent the rest online 🙁 Its like I go into a bubble where I don't think of the consiqueses of my actions and now I'm sat here thinking of stupid things, What can I do my family don't know and I'm not planning on telling them they wouldnt understand its like I gamble to try save my credit rating and pay the debt off, And theres no one I know who I can talk to about these things, I am so angry at myself yet don't want to tell people, Its easy on here because I dont know anyone and we're all here for the same reason 6k of debt at 18, Its not right I've been cut off my phone contract my mums expecting rent tomorrow, I have high intrest paydays loans going up by the day, I tried gettign a credit card to pay the debt off I genuanly think If i didnt have the debt I wouldnt have a problem but most of the debt is from the problem I'm confused and don't know what to do 🙁 are any of you guys up for a chat? Thanks
Hi Charlie, there are many people on here that will chat to you and support you at this difficult time. My partner did not understand my gambling, however she has tried to support me, therefore, I would advise telling your parents. You will feel a massive sense a relief just talking to someone about your problems and who knows they may be able to help with your finances. My partner takes full control of my money and so far (10 days in) its working. I also didnt talk to anyone until i finally plucked the courage to attend a GA meeting and although it was hard, it was the best thing i did. The best advice though is that gambling will not pay your debts off...Most gamblers including myself have ran up debts they cant afford to feed the desire to gamble, and the more you borrow obviously the worse it get, but at some point you have to say enough is enough. I am happy to chat to you (working the night shift 🙁 )
Hi Charlie,
Welcome to the Forum!
We run chatrooms every night and maybe you'd like to join and chat to others there. Take a look....it would be great to see you there...
http://www.gamcare.org.uk/forum/gamcare-chatrooms-how-join-us
Kind wishes
Gabriele
Hi Charlie you are very young with lots of life ahead of you and lots of time to turn this around. Throw yourself into every recovery option you can find , 110%, because you can beat this and have a good life without gambling!
I have gambled for 15 years and at 38 with 3 kids I Still have the same mind set as you. U gamble to pay your debts and when u don't have enough to do that you gamble wotever u can chasing that wIn. It's a vicious Circle. In total honesty tho its an excuse. Iv been to the point where my debts were controlled. I had spare money in my pocket and still I have hit self destruct. It'd hard for me to give u advice when I am at my lowest myself, but please please speak to your parents and get help noW. At 18 you have lots of years to put this right. Put Your finance on an arrangement, the worst case is your credit file will b tarnished for 6 years. Believe me, if you don't take control now it will forever be ridden with late payments and defaults and u really will have no options. I.can't even get a payday loan now because of the stricter rules On them. Iv found in the past the secret is to stay happy. Get help for depression and change things in your life that aren't working. Life is too short to live it like I am. Please please get help X
Hi charlie 1379,
I can't disagree with the advice people have given you. Seek help quickly.
Cheers.
At least you have realised at 18 you have a problem , get some counselling and some genuine professional help , even the doctor can refer you to someone.
Im 35 now and my whole life ruined by a similar cycle to yours , however the biggest thing now is roulette fobts and other machines which take money at an alarming rate.
What is it you gamble on ?
Hi guys,
Thanks so much for the advise, I spoke with payplan the've helped me so much! I feel so much better already although last night I had 140 quid in my pocket and I was planning on going casino but didn't and went home 🙂 John it all started online with blackjack and roulette on my 18th I went on a gambling spree and spent 750 quid then just carried on won and lost but everytime I win I'd just put it back in, Its like with the live online casinos they employ really nice people, And I know it dont sound right but I feel like they where my freinds and you'd have a joke ect but in reallity they are there and nice looking ect to make you spend and stay! If any of you guys arnt using a debt plan I'd recomend it payplans free theve sent letters to everone demaning frozen intrest! But like I said thanks so much for your help everone, Its crazy how much your advise means sorry for the late reply I've been keeping away from the pc, For obvs reasons but I can do it..
Huge well done charlie. With the burden of debt lifted u have a much better chance. Although everyone says it is an emotional problem (which I don't disagree with) I know I personally am.Worse when I feel pressured into making payments I can't afford. Keep checking in and let us know how ur doing. Massive well done x
Hi charlie1379
I will echo the comments of a previous poster here. For your own benefit, tell your parents. They will probably be angry, upset and disappointed. After the initial response they will more than likely want to help you, and believe me, you will need help.
Once the gambling problem is out in the open, you will feel as though a weight has been lifted from your shoulders. You should also be able to sleep better. Wouldn't that be good?
I'm pleased that you have sorted out the debt repayment. Being proactive is a good sign. However, don't get complacent. The gambling addiction is a tough nut to beat. Don't carry cash on you if you don't need to. Apparently in the UK you have 'blocking software' for online gamblers, maybe someone on this forum can help you with what's required for that.
I find it very sad when I come across a young person who is having trouble with gambling. It can be such a waste of a promising, happy life. I am very happy that you are aware of your problem, and are doing something about it now rather than 20 years down the track. Just think what damage you could do in just 5 years, let alone 20.
Best wishes
Hi I was in the exactly same boat as you I'm 21 earned decent money And every Month wasted it on the spin of a roulette wheel. I can honestly say tell your parents or a close friends honestly it will be the best thing you will do as with the debt don't worry contact a debt management company get them to help you with your finances just stop now Mate while you can
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