Hi all - I am new to this site and have been advised that writing a diary may be a good way to start. My story starts with what I thought was a simple way to make sensible, easy money. I opened up accounts with as many companies as I could, taking advantage of their free bets etc. I also opened up an account with *******. I backed with the bookies, laid off with ******* and guaranteed myself profits. This all worked as virtually no risk, steady small profits for about 3 years. Then one day about a year ago (I honestly can't remember why) I started to place just lay or just back bets at *******, therefore obviously opening up the possibility of losing money. I quickly lost my profits and spent more money sending me into my overdraft. When there was no money left, I took out a 10000 loan. You can guess where this is going - I eventually had 40000 in loans at sensible rates, then no reputable lenders would lend to me. I quickly racked up 6000 of payday loans and could see no way of paying them off. I then made a fake bank account and obtained a loan for 10000 in my girlfriend's name without her knowing. The bank has become suspicious and has now frozen this account, complete with the 10000 in it. With the walls closing in on all sides of me, I rang my girlfriend and told her everything - she also made me tell my parents. They cannot for the life of them fathom out why I would want to gamble so much money, but they have paid my payday loans off for me and been extremely supportive. I admitted this problem on 10/7/14 and have not gambled since before the start of the World Cup, although this is due to lack of funds rather than abstinence. I am now at a crossroads in my life - my girlfriend is currently abroad with her parents and not due back until next week so we have not properly discussed this - I have no idea what will happen to our relationship. I also have no idea what the bank will do to me when I confess what I have done. I have taken the first step in admitting the problem - I had a long chat on here with a Gamcare counsellor yesterday and plan to get one to one counselling and attend Gambler's Anonymous. This is all new to me and any advice would be gratefully received.
Goodluck mate.you can do it 😉
Scottyboy
Just over a week now since I admitted the problem - I have not gambled or felt the urge to do so - I have been stopping with my parents while my girlfriend has been away and finding things to fill my time. I have self excluded from all 210 online accounts I had and arranged my first counselling session with a Gamcare counsellor for next week. Still waiting for girlfriend to return from holiday to see if there is any possible way of digging myself out of this hole ...
to be honest mate we sound a little similar, i used system after system which all worked for a while but eventually they all catch up with you and wipe out all your gains and much much more, it sounds like maybe you were using some kind of system to, trust me it just aint worth it . regarding the fake account i can understand that although still wrong and i would go into the bank and let them know what you have done but i would take your parents with you for morral support , also if the bank doesnt like it you can just tell them it was the bankers who caused the recession [ that bit just a joke , dont say that lol ] i guess for your main debts your parents have only paid pay day loans and not main loans , so i would suggest you try to see a debt councillor and ask them if they can get the interest on the loans frozen and a payment plan that suits you . Although if ever you get spare cash dont be tempted to use it to gamble as it is just not worth it trust me, its pointless and a waste of time let alone a waste of money .Believe in yourself and you can beat this , gambling is a fraud dont do it , thanks simon
It is now 2 weeks since I admitted my gambling problem. My girlfriend is now back off holiday. She has been extremely supportive and is staying with me - I am extremely relieved about this. The problem with the bank has also been sorted with help from my girlfriend - the loan in her name has now been paid back. I have attended my first GA group and had my first one to one session with a Gamcare counsellor. I am happy that things are going well in my life at the moment, but appreciate it will be a long road. Thank you to anybody who has shown support, either on the forum or in the chat room.
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