I haven't gambled for 5 months 2 days, however I am currently in a large debt from gambling. This is a mixture of personal loans, credit cards, family & friends. Just thinking about that number makes me feel physically sick and having not gambled for over 5 months it baffles me how I managed to let it get that bad.Â
What I'm struggling with is the realisation that for the next 5+ years over £1200 of my monthly wage will go directly to paying off these debts. Had I of not been so foolish, I would be in a position to save £1200 per month. Instead I have no money left at the end of the money to save or invest or put aside for emergencies. I dont qualify for a DMP etc. As technically I can afford the debt...Â
I just can't stop thinking about this, how do people deal with knowing that this will be hanging over them for the foreseeable? I'm so completely done with gambling but just can't get over having to give up this large amount of money each month.Â
Hi,
I am in the same situation and it's heartbreaking each month when I'm paying off gambling debts which I have nothing to show for. I'm also a few months in and have years to go. I try and look positively that it's another month closer to being free but then the constant reality of having a decent job and wage and having nothing left each month to buy anything nice. I feel myself lying to close ones or sometimes putting things on a credit card so they don't ask questions as to why I have no money! Although I can afford the debt repayments, just about, I've emailed the lenders an affordability complaint to question why they lent me money despite my bank statements being full of gambling transactions. Not sure it will come to anything but we will see.
Hayley 😊Â
@3wtshakq4c sounds like we're in such a similar boat! Although I dont wish it on anyone, it's nice to know im not the only one with this problem... I tried taking Revolut to the Ombudsman as they let me gamble thousands of pounds despite having a gambling block in place. Although the Ombudsman agreed Revolut didnt do enough to protect me, they didn't break any rules... Either way, I only really have myself to blame. Just sooooooooo depressing.
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